Posted: Thu Feb 28, 2008 7:41 pm
Hi i have just made my second payment into my IVA and i feel so much better.
I did a bit of overtime last month but it was within the 10% of what my modifications were and am well glad, i managed quite easily to put a bit away in case of an emergency and am so pleased that i can safely say that i am constantly in credit at the bank and feel a whole new zest in my life.
I spoke today to Laura and Liz in NI who are supervising my IVA and
are really helpful as i wanted to clarify if i had to pay any extra because of the overtime as i wanted to pay it there and then to keep my repayments up to scratch and said that i can keep all of it by checking my file.
I think an IVA is an excellent tool and i am so grateful that i took this solution and 58 months time be debt free.
I did a bit of overtime last month but it was within the 10% of what my modifications were and am well glad, i managed quite easily to put a bit away in case of an emergency and am so pleased that i can safely say that i am constantly in credit at the bank and feel a whole new zest in my life.
I spoke today to Laura and Liz in NI who are supervising my IVA and
are really helpful as i wanted to clarify if i had to pay any extra because of the overtime as i wanted to pay it there and then to keep my repayments up to scratch and said that i can keep all of it by checking my file.
I think an IVA is an excellent tool and i am so grateful that i took this solution and 58 months time be debt free.