www.iva.co.uk

hi just making a list of what i pay out so i know what i have to tell melanies team tomorrow unfortunately someone showed me a thread with a list of what you can add and now i cant find it sorry folks for being a PITA

anyone?
[:D]

http://www.iva.co.uk/forum/topic.asp?TO ... Guidelines

This is an old one but it may give you a general idea.

cheers my darlin

Also this:

http://www.cccs.co.uk/budget/persbudg.aspx

you are to good to me viki
thanks

so for me and kids would you say £320 for food a month is to high?
can you add pocket money, kids hobbies and sports
an emergency fund for repairs to electricals or replacement of goods?
my head is battered lol

Yes, you should put down everything that you spend.

heads battered viki its drawn a blank now
what about xmas and birthdays is that a no no?
can you still use shopping vouchers you know where you pay so much a month then get the vouchers for xmas? like park hampers etc

You will usually have to fund Christmas and Birthdays from your contingency and any savings that you make, I think, but if you write everything down tonight that you pay, use that CCCS list, then Tina will tell you what you are not allowed.

ah yes i added an emergency fund for repairs etc so they would fall in that
thanks viki i think i have added everything, would tina mention any i havent listed do you think?
im really having a blonde moment
no offence to any blonds

Tina will completely guide you in terms of what is acceptable to your creditors - so I would not worry and let her do most of the work tomorrow!

thanks melanie just didnt want her ringing and me have nothing wrote down as i know my head will just go blank as soon as i answer the phone
wish i could go to the meeting and meet you all