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Posted: Wed Oct 22, 2008 1:32 pm
by robbo201
I AM ABOUT TO PROPOSE A LUMP SUM IVA AND HAVE OPENED A NEW BASIC BANK ACCOUNT WITH NAT WEST, WHO I UNDERSTAND IS OWNED BY BANK OF SCOTLAND, AND I HAVE CREDIT CARDS WITH THESE TO BE INC IN TH EIVA, WILL THIS BE AN ISSUE. IF SO - WHO WOULD BE BEST TO OPEN A DIFFERENT ONE WITH? I HAVE CREDIT CARDS WITH MBNA, MONUMENT,MINT, TESCO, MORGAN STANLEY,AND BANK OF SCOTLAND

Posted: Wed Oct 22, 2008 1:36 pm
by Abby
a lot of people reccomend the co-op basic bank account.

Posted: Wed Oct 22, 2008 1:41 pm
by elldina
hiya i have nationwide basic account only thing is i only got a cash card not a debit or electron card
other people have opened accounts with yorkshire bank ready cash account you get a debit card with them
and also co-op the cashminder you get an electron card i think with them
i am looking at either yorkshire or co-op myself
elldina

Posted: Wed Oct 22, 2008 1:59 pm
by joh71262
I'm with the Co-Op and they're fine. You can bank online and set up standing orders and direct debits easily.

In fact, First Direct closed my account because I had an IVA (fools !) and the Co-Op handled the transfer of all the previous D/D's and S/O's better than First Direct did when I opened my account with them originally. Not all places take Electron cards, but they are few and far between.

Good luck [:o)]

Posted: Wed Oct 22, 2008 5:24 pm
by bev.nn
Definetely go for co-op basic bank account. I have found them excellent - and the post office paying in/withdraw facility is dead handy too!

Posted: Wed Oct 22, 2008 10:49 pm
by james.c
Trust me go with Abbey

Posted: Wed Oct 22, 2008 11:20 pm
by wen
Robbo:

The ROYAL Bank of Scotland owns Natwest NOT Bank of Scotland.

BOS are linked with Halifax.

Posted: Thu Oct 23, 2008 9:29 am
by Skippy
I would recommend the Co-op

Posted: Thu Oct 23, 2008 10:32 am
by caraf
I bank with Lloyds and the Co-OP
They both have visa debit cards and both have been ok with us, up to now anyway !!!!

Posted: Thu Oct 23, 2008 12:25 pm
by maxrobinson
robbo201 wrote:

I AM ABOUT TO PROPOSE A LUMP SUM IVA AND HAVE OPENED A NEW BASIC BANK ACCOUNT WITH NAT WEST, WHO I UNDERSTAND IS OWNED BY BANK OF SCOTLAND, AND I HAVE CREDIT CARDS WITH THESE TO BE INC IN TH EIVA, WILL THIS BE AN ISSUE. IF SO - WHO WOULD BE BEST TO OPEN A DIFFERENT ONE WITH? I HAVE CREDIT CARDS WITH MBNA, MONUMENT,MINT, TESCO, MORGAN STANLEY,AND BANK OF SCOTLAND
Co-Op Cashminder account