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Posted: Tue Aug 21, 2007 1:57 pm
by n_b
I have been looking into opening another basic bank account just in case my step account gets closed....and have found that Clydsdale/yorkshire bank (linked) have basic bank accounts with a Maestro debit card and do not charge a fee and you get online banking and s/o and dd facility you have to go into the branch to open does anyone bank with them ??
thanks
Nicki
Posted: Tue Aug 21, 2007 2:31 pm
by davo
Yes I do - I opened just before my IVA was accepted. The only question they asked me was "Was I bankrupted" and I said no. As far as I know no credit checks were carried out apart from the normal identity checks. That was in March and so far I've found them really good. I use internet banking alot to pay bills with no problem
Posted: Tue Aug 21, 2007 2:46 pm
by iva_squirrel
hi n_b
here is a list of basic accounts with debit cards:
Basic Bank Accounts
- Clydesdale Bank / Readycash / S/Os and D/Ds
- Co-operative Bank / Cashminder / S/Os and D/Ds
- Halifax / Easycash / S/Os and D/Ds
- NatWest / Step / S/Os and D/Ds
Regards,
Michelle P.
Posted: Tue Aug 21, 2007 4:05 pm
by hara
I have a yorkshire account.I opened it before and told what I needed.I informed that my credtit check would not be good,I needed a account for wages to go in and dds to be paid and debit card.That is what I hvae .So far has not had any problems no ques either.
Hara.
Posted: Thu Sep 06, 2007 2:05 pm
by natmac
I am 2 years into my IVA, has anyone tryed to open a basic account with a debit card once they were in the IVa as I am finding it impossible! Many thanks x
Posted: Thu Sep 06, 2007 7:56 pm
by Adam Davies
Hi
You will be accepted by "Think Banking" and you get a debit card.There is a monthly fee of £12.50 or £17.50 for joint acc plus a £25 one off fee.
It is a good account if you don,t mind paying.
Regards
Andy Davie
IVA.co.uk Spokesperson
About me:
http://www.iva.co.uk/andy_davie_profile.asp
IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Posted: Mon Sep 17, 2007 5:45 pm
by lizziej
try the SMILE account (Co-op) - have applied on line and been accepted!