www.iva.co.uk

Have you tried Nationwide, Co-op or Yorkshire Bank?

There is a nationwide bank l could go and ask. But not got a Co op bank next to us.

We still have a Nationwide Account and have had it all through the IVA. No overdraft and no cheque book but full debit card.

Rite update the girl in nationwide was lovely she's made me an appointment for the 24th August as my 6 years is up the 18th August. She going to see what she can do if l carnt get a current one then she put me on a basic one then after a few months l be able to upgrade. She was really helpful more than the others had been.

Excellent news!! Let us know how you get on.

Well done that girl at Nationwide -- always better to give your custom to the banks that deserve it

Thanks both yes will keep yous updated. She was lovely when l explained the situation she said people deserve a second chance. She help as much as she can. So fingers crossed for me.

Good PR for Nationwide and maybe another benefit of remaining a Mutual.

Shame on the others, hopefully Nationwide can help. Good luck.

Ano lesley and l felt quite embrassed every time l had to tell them my situation. Just hoping that l manage to get with nationwide but she said she do what she can but suppose it rests on what my credit rating will say.

Keep trying to improve it and slowly month by month it will. All the best.

Thank you lesley yous have all been a great help. I like the fact l can come on here and talk and ask questions and there's always someone here to help. Plus it's nice knowing that I'm not the only one who's been in that situation.

Oh we've all been in a same/similar position. I'm glad you're finding the forum helpful. We all try to help one another and support each other. The forum has been a godsend to me through my IVA. Made lots of friends on here who now extend to off the forum too.

You ask away like you say there's always someone here.

I've been given an iPhone through work and would love to have use Apple Pay. Anyone know of a Basic IVA account that does Apple Pay?

If not. Is there a workaround. For example topping up a prepaid card?

Another plug for Nationwide: I moved to their basic acc before IVA was agreed and have found it excellent, debit card, full function on line banking, no o/d facility, a year or two ago stopped charging for refused payments, can add a deposit acc and transfer between that and current acc instantly on line, manage dds and set up and manage regular and one off direct instant payments to other people. Just sent me new contactless card. Think I will stick with them after IVA.