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Posted: Thu Nov 23, 2006 5:35 pm
by Dominic
IVA accepted thank you to everyone that has helped and shown support.
Posted: Thu Nov 23, 2006 5:44 pm
by scaredkez
brilliant news dominic, i am still waiting to hear when my creditors meeting is.
scaredkez
Posted: Thu Nov 23, 2006 5:47 pm
by Oliver
Fantastic news Dominic, congratulations.
Hang on in there Scaredkez I'm sure you will have good news soon.
You can access Video Clips giving additional information about IVAs at:
http://www.thomascharles.com/interview_ ... an_iva.asp
If you would like more information about IVAs, other debt solutions, or just want to arrange an informal chat, please visit us at
www.thomascharles.com.
Best Regards
Oliver
www.thomascharles.com
Posted: Thu Nov 23, 2006 5:55 pm
by bluebelle
Dominic, I am really pleased for you, congratulations!
Roll on 3.30 tomorrow and i will know too. Did they want you to change anything and if so what?...or did they just accept it as it was?
Also did you say that lloyds was your biggy? Did they (or someone acting on their behalf) vote?
Posted: Thu Nov 23, 2006 6:30 pm
by Dominic
Nothing was changed approved as is. And Lloyds is the biggy for me yes. I will find out who voted and how when i get the paperwork through I guess and I will let you know.
LLoyds represent at least 55% of my debt so they must have voted.
Posted: Thu Nov 23, 2006 6:44 pm
by freelili
Congratulations Dominic, really pleased for you
Good luck for tomorrow bluebelle
LILY
Posted: Thu Nov 23, 2006 6:45 pm
by Dominic
thank you Lilly and hopefully things are lokking up for you too?
Posted: Thu Nov 23, 2006 7:14 pm
by Dominic
Good luck Blubelle
Posted: Thu Nov 23, 2006 7:31 pm
by bluebelle
Thanks all. Lloyds is about 45% for me..owe them around £29K....so i need their yes vote....total debt is around £64K..there are 7 other creditors but after lloyds they range from 12% downwards....the deal is 29p to £. I will post tomorrow as soon as i know.....having a nice glass of wine now to chill out...not feeling too bad at the mo......feeling optimistic but a little nervous but not too bad.....keep thinking bankruptcy is £0 so an iva makes sense to creditors....least i have tomorrow off work and the weekend to recover...be it good or bad news.
Posted: Thu Nov 23, 2006 7:42 pm
by Dominic
i will be back home on Monday
Posted: Thu Nov 23, 2006 7:44 pm
by Dominic
bankruptcy gives them nothing, IVA gives them something.
Posted: Thu Nov 23, 2006 8:34 pm
by neverending
Well done Dominic,please try to keep posting as your experience will help others.
Regards
Posted: Thu Nov 23, 2006 8:51 pm
by Dominic
i plan to Neverending
Posted: Thu Nov 23, 2006 9:00 pm
by Skippy
Congratulations Dominic - it's a good feeling isn't it?!?
Good luck for tomorrow Bluebelle. I'm away for the weekend so I'll check on Sunday to see how you got on.
Posted: Thu Nov 23, 2006 9:08 pm
by Dominic
yes Skippy finally able to move forward, i wnet for a walk this afternooon after finding out and felt reconnected to the world again