www.iva.co.uk

Hi everyone, I found this forum when I Googled "MBNA IVA" which gives a pretty good idea of where I am coming from. £50K debt (£30K to the aforementioned Maryland Bank), no assets, £900 per month income, and an IVA proposal hopefully going out to creditors by the end of next week. I suspect the next few weeks will be fairly stressful, but this forum looks like a really good place to get help and support, and hopefully I will be able to pass on some useful information from my own experiences to help others.

Richard

Richard.
Welcome to the forum. It helped me greatly though the stressful times. "pre creditors meeting" I was lucky and my IVA was accepted although MBNA voted NO, luckily they were only 15% of my debt and got outvoted HAHAHAHA.
But you will notice from posts on this site it looks like MBNA are voting NO to everyone and trying to force you down the DMP route.
So I wish you luck and keep us informed,
Be Lucky

steve