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Can secured debts such as a mortgage be included with other creditors amounts to achieve the required 75pc approval

Hi
No its unsecured debts only
regards

However, if there is negative equity the secured creditor can revalue its security and then vote for the unsecured element.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk