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I've just spoken to Lloyds TSB about my pending BR and they are happy for me to keep the current account I have with them as I have no credit. I know the OR could have a problem with this though. My question is, I have a bank charge that is due to be taken out after my BR (they don't have a problem with that either) - do I take all the money out of my account and pay £35 back in after the BR if the OR says I can keep the account, or do I leave it in there and let the OR seize it if the account is frozen?

Thanks in advance!

Onwards and upwards!!!

Skippy

Take all of the money out and then repay the bank charge if you need to after the bankruptcy hearing.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk