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Posted: Thu Mar 29, 2007 1:35 pm
by hallway
iwas adviced to open new bank account before i entered into my iva which i did with the halifax i was adviced not to tell them about impending iva so didnt, iva was approved last week, now im worried halifax will close my account when they find out, its a current account with no overdraft or cheque book, has anyone else had a good or bad experience with them.
Posted: Thu Mar 29, 2007 2:33 pm
by MelanieGiles
Hi hallway
Halifax are unlikely to close your account, as tbey do not need to be informed of your IVA. They are generally a very supportive bank, so I would not worry about this any more.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
For further details contact me at
http://www.melaniegiles.com and view my IVA blog at:
http://melaniegiles.blogs.iva.co.uk
Posted: Thu Mar 29, 2007 11:02 pm
by Adam Davies
Hi
Do not worry about something that may not happen.If it does then Halifax will give you plenty of notice giving you plenty of time to open a new account.There are many accounts that you can open if the worst happens.
Regards
Andy Davie
IVA.co.uk Spokesperson and site manager
(aka Neverending)
Please check out my blog:
http://andydavie.blogs.iva.co.uk
Posted: Fri Mar 30, 2007 8:23 am
by r_l
I have been with hallifax since my IVA and they have not tryed to close my account- in fact they keep trying to upgrade me.
So try not to worry
Posted: Fri Mar 30, 2007 11:24 am
by Adam Davies
This is where this site is at its best,someone commenting from personal experience.Thanks R_L
Andy Davie
IVA.co.uk Spokesperson and site manager
(aka Neverending)
Please check out my blog:
http://andydavie.blogs.iva.co.uk
Posted: Fri Mar 30, 2007 11:33 am
by Skippy
I kept my Lloyds TSB account when I was in my IVA and it wasn't even a basic account - I am now bankrupt and they were happy for me to still keep the account.
Onwards and upwards!!!
Posted: Fri Mar 30, 2007 2:49 pm
by hallway
thanks alot puts my mind at rest a bit last few weeks have been so stressful im just waiting for something else bad to happen, to top it all my first payment wasdue today and guess who was one of the 400,000 who didnt get paid today, have spoken to Ip company and they said not to worry will delay it till monday, never rains but it pours eh .