www.iva.co.uk

So went to the doctors today and discovered that not only do I need to spend tons of money on hrt, I also now have "active" asthma which needs loads of inhalors and am "clinically depressed", which requires more drugs.

Trudged over to the pharmacy in Tescos will my small mountain of prescriptions (why he didn't save paper and put it all on one, I don't know!!) and was grumbling to the women behind the counter about how I couldn't afford this (4 prescriptions at £6.85 each is £27.40), when she suddenly disappeared and came back with a leaflet.
Pop outside, she says, phone these people, pay them £26.00 and that covers all of your prescription charges for the next 3 months.

Huh?? I thought, but pottered off and did what she said. So I am now the proud owner of a prepaid prescription certificate that covers me for the next 3 months. They also do a 12 month one for 90 odd pounds and you can pay by monthly direct debit. How cool is that.

So, if you have to pay for lots of prescriptions, or even ,just 4, doing this saves you money. Just ask at your pharmacy counter for the leaflet and there is a phone number in it. You phone them, pay by debit card, they give you a certificate number for you to use straight away and you get a card in about 2 weeks.

Johnz

That's the beauty of living in God's Kingdom. No prescription charges here God Bless the Welsh Assembly Government!

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
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Melanie.
You'll be sorry !

Aucto Splendore Resurgo.
(8 down, 52 to go)

Don't get me started...

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

Hi
I didn't know that Mel
Thanks to Johnz,great advice

Andy Davie
IVA.co.uk Spokesperson and Website Manager

About me:
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may well be free prescriptions in Wales, but dont get ill and need an operation. Of the four nations Wales has the 3rd longest waiting lists, with only NI longer. The average wait is 13 months for Outpatient App and then 6 months for inpatient if required. Compare that to England of max 18 week Out patient wait (government target) and then average 10 week inpatient. Would you prefer free prescriptions or limited wait for essential operations ?

Rich

Well about 4 or 5 years ago I was on the waiting list for an operation on my toe (infected toenail) and I got a letter from the health trust telling me that sorry, I couldn't have the operation as they had run out of money, but if I wanted to go back on the waiting list the following year (i.e. back to the bottom!) I had to let them know! I ended up paying privately to get it done as I could hardly walk. It seemed to me like a very good way of manipulating waiting lists to make them look shorter!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

come accross hospitals everyday who use every trick in the book to remove patients from waiting lists.

One of the of the items i have just stopped is my private medical and dental payments. Have never used it, sure hop i dont need it now !

Rich

I work for the Nhs and can believe what you say kingeer, we have loads of patients from wales, to help reduce their lists.

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/

a story for you, last summer i was visiting my sister in law in bangor north wales, my great niece and my son was playing golf on the front, well niece swung a real golf club and hit my son in the face with it, luckily just missed his eye but caught him on the eye brow, blood everywhere, gash 5 inches long and bone visible, we went to nearest bangor hospital, sat there for 3 hours, seen the doctor and she said do you wish a general anesthetic for it to be stitched, immediately i said no, i work for nhs myself and know unnecessary GA's are not good for anyone, she messed me about for a further 2 hours and referred me to a hospital in colwyn bay saying that there was no maxilla facial surgeon present to do the stitching, i said i was more than happy to go the extra hour after colwyn bay and go home to nearest hospital, she said no they are waiting for you, which fine they were, when i got there they wiped the floor with me for requesting an unnecessary GA, well you can imagine what i said, under no circumstances would i put my son under a GA if it was not needed, they just couldn't be bothered to stitch him up at bangor, if i hadn't have been so clued up i would have took the telling off instead i put in a complaint and the maxilla facial surgeon knew what i was talking about as it was my field of work but i wondered how many people had been sent there unnecessarily .
kerri

Please view my blog at: http://scaredkez.blogs.iva.co.uk/

Morning.I work for the NHS, but that aside the local A&E dept here were fantastic recently.Late fri night a couple of months ago my daughter had an asthma attack which didn't quite respond to the sual stuff. Hubby got the car and we drove 5 mins to A&E.Walked her staight through, no triage, no detail taking.Straight on a nebulizer.Perfect. They know when they need to be sensible.There were lots of bleeding drunk folk in the waiting room and police hanging around.Those nurse were wonderful (I'm not a general nurse)They ignored the **** that was being delivered and carried on and despite the **** they prioritised and treated everyone.Cat

Thankfully I have limited experience of the NHS, but I would never fault the doctors and nurses. They are doing their best to meet ridiculous targets set by the government and unfortunately a lot of the money is wasted on people in suits who have no idea how the NHS works rather than being spent on front line care and decent salaries for the nurses.

BTW this isn't directed at management who actually know how to run a hospital as a lot of them do!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

not knocking the NHS, in any way, just that the NHS has now gone 4 different ways. Each country has its own priorities, and for Wales we have had free prescriptions - but tally that against my comments above on waiting lists.

full BBC article here :

http://news.bbc.co.uk/1/hi/health/7149423.stm

Rich

Having had 7 operations spanning from 2000 to 2006, 3 of them serious, I think I have have experienced the best to the worst of the NHS. I have to say that most nurses are completely wonderful. The thing that has always annoyed me is that you get an appointment to see a specific consultant and nine times out of ten never get to see him or her. You always have to see one of his or her staff. Most of the time, that person has not read up on your history so has absolutely no idea why you are there, and then have to report back to the consultant, often getting the details wrong in the process. Having been at the bad end of this process several times, it really annoys me. But at least now I can save money on prescriptions.[:D][:D]

Johnz