www.iva.co.uk

Posted: **Mon Jan 07, 2008 6:07 pm**

i dont own my home so does my house hold assets count and will they be recovered such as tv bed furniture exc/ and is there a giude book listing what they will recover ?
thanks

Posted: **Mon Jan 07, 2008 7:39 pm**

Hi,

I wonder if you could divulge more about your situation?

Are you in an IVA or are you bankrupt?

Unless those items are of exceptional value or are subject to rental or lease agreements, then I don't think they can be removed from your home.

However, if you are subject to nither of the above but have a CCJ, it is possible that items could be recovered from your home, if a warrant of execution is given.

Tell it like it is.

Posted: **Mon Jan 07, 2008 7:42 pm**

In what context ?

IVA
Bankrupcty
DMP

They are all different

Slainte
Mish

Will an automatic discharge hurt.

Posted: **Mon Jan 07, 2008 8:19 pm**

It doesn't really matter in what context - they are exempt assets in all insolvencies. But Cybus does make a valid point about CCJs from which they are at risk.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp