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Posted: Mon Jan 07, 2008 9:41 pm
by caraf
Hi
We as a family usually have a holiday once a year, either in England or a cheapy abroad depends what is going. Once I have established myself in my iva and learnt how to budget and STICK TO IT, I reconne I could put away for a holiday. Is this allowed??
Posted: Mon Jan 07, 2008 9:45 pm
by Adam Davies
Absolutely
I had a hoiday eac year that I was in an IVA
It was the only thing that kept me going
Regards
Andy Davie
IVA.co.uk Spokesperson and Website Manager
About me:
http://www.iva.co.uk/andy_davie_profile.asp
IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Posted: Mon Jan 07, 2008 9:48 pm
by caraf
and did you iva company ask any questions ?? did they ask where all you money had gone?? did you actually tell them ??
england or abroad ?
Posted: Mon Jan 07, 2008 9:49 pm
by aguise
Save those sun vouchers caraf,.
Ang
Please visit my blog at
http://aguise.blogs.iva.co.uk/
Posted: Mon Jan 07, 2008 9:58 pm
by Shining
i've had a look at that today ang and they are for school term times, there are a few for feb half term but apart from that sadly the dates are no good for me, daughters school is very strict on time off in term time.
Posted: Mon Jan 07, 2008 10:09 pm
by Adam Davies
Hi
Why would they know ?
My holiday was paid for by family,however an IVA doesn't mean that you have to report every pound that you spend.As long as you report your income and expenditure honestly you can do as you wish.
Regards
Andy Davie
IVA.co.uk Spokesperson and Website Manager
About me:
http://www.iva.co.uk/andy_davie_profile.asp
IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Posted: Mon Jan 07, 2008 10:12 pm
by caraf
thank you andy.
Thank is one of the points that has been worrying me, is that someone (namely the IP) is going to come along and want to check all our bank accounts and statements to see what I have been spending all our money on.
Posted: Mon Jan 07, 2008 10:13 pm
by MelanieGiles
So long as it does not affect their ability to maintain contributions, if my clients want to economise on other areas to pay for a modest family holiday, then I wish them well. As Andy says, everyone needs a break from routine in order to honour a five year repayment commitment.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp
See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp
Posted: Mon Jan 07, 2008 10:17 pm
by caraf
do i need to tell my ip or not ?
Posted: Mon Jan 07, 2008 10:19 pm
by MelanieGiles
No
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp
See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp
Posted: Tue Jan 08, 2008 6:51 am
by lilies34
good luck on your savings for your family's vacation!
____________
http://www.whataboutloans.com
Posted: Tue Jan 08, 2008 8:17 pm
by james.c
I Use Sun Holdiays and also go camping.
A holiday can be as cheap as you want it to be, the important thing is you enjoy what ever you do
no matter how bad money gets, theirs stll alot more important things in life
Posted: Tue Jan 08, 2008 8:58 pm
by cat 1
Caraf..just don't send a 'wish you were here' from the Maldives. cat [:0]