www.iva.co.uk

Hi All Happy New Year to you.

Yesterday we received a letter from Tyler Morgan enclosing a "IVA Newsletter" does anyone else receive these? We didn't ask for one and we don't know who they are?

Many thanks

Every Cloud has a silver lining. At the end of the Rainbow is a Pot of Gold - Or Hope!

Yes rainbow I think i have had one of those another instance of the insovency register being used. I would bin it.

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/

Thanks Ang thought that might be the case!

Every Cloud has a silver lining. At the end of the Rainbow is a Pot of Gold - Or Hope!

Hi
I still receive these,can't say that there has been anything on the "newsletter" that has been news
Regards

Andy Davie
IVA.co.uk Spokesperson and Website Manager

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

I phoned them and asked them to take me off their mailing list as I've moved since my IVA and I don't want to give them my new address, but I don't want the new occupants knowing I was in an IVA either!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

i have been getting them intermittantly and letters from other companies asking if i want to switch my IVA to them

You cannot switch IVA providers - so these letters are utter rubbish!

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

We received a flyer from an IVA firm to say that they 'could make our IVA cheaper'. We laughed in disbelief and threw it straight into the bin! As Melanie says, you cannot change IP (luckily we're with an excellent one) and anyway if you could, what would they be able to renegotiate that your existing IP couldnt? Creditor agreement is based on individual circumstances, presentation of that situation and proposed dividend. So are they saying they could argue cases more convincingly? Doubtful.

This is the problem with a public register isnt it - our details providing a good source of input to companies looking to make a quick buck! Typical in the capitalist society we live - market for anything these days!

I've never looked at my register entry so dont know what level of information is out on public display. I'd be interested to know whether the government are making cash out of this also by selling additional information about an individual case or more general statistics (e.g. average age of people with an IVA within a specific region; common reasons for people of a certain age having an IVA).





OW

- 'I wont cry for yesterday 'cause there's an ordinary world somehow I have to find...'