Posted: Thu Jan 17, 2008 1:28 pm
Hi<
I am about to move out and am thinking about applying for an IVA as will 49k debt i cant afford to live and pay my bills.
As of yet i havent seen as IP but am trying to work out a budget etc before i go to see them.
Into my budget i have put sky as it seems to be really good value broadband, tv, phone package and as I work in marketing/sales and occasionally work from home i need the internet and phone (Bt is more expensive)
I have gone for the cheapest package at 21 then added my BT line rental of 10.50. Will i be allowed this total cost of 31.50 on my budget.
the reason i ask is cause i need teh broadband etc as soon as i move in for work but obviously will be about to contact IP's.
My boyfriend thinks i should wait and see if i am allowed sky package and whether i will be allowed it on an IVA as if i had to cancel it would be a penalty charge.
Does anyone know if i will be allowed it- should i go ahead and order it and then put it in the budget or wait and see if i am allowed it - I really need if for work but dont want to mess up my chances of getting an IVA.
By the way with everything included in my budget including sky i have a left over income of £450.
any thoughts gratefully received [:)]
I am about to move out and am thinking about applying for an IVA as will 49k debt i cant afford to live and pay my bills.
As of yet i havent seen as IP but am trying to work out a budget etc before i go to see them.
Into my budget i have put sky as it seems to be really good value broadband, tv, phone package and as I work in marketing/sales and occasionally work from home i need the internet and phone (Bt is more expensive)
I have gone for the cheapest package at 21 then added my BT line rental of 10.50. Will i be allowed this total cost of 31.50 on my budget.
the reason i ask is cause i need teh broadband etc as soon as i move in for work but obviously will be about to contact IP's.
My boyfriend thinks i should wait and see if i am allowed sky package and whether i will be allowed it on an IVA as if i had to cancel it would be a penalty charge.
Does anyone know if i will be allowed it- should i go ahead and order it and then put it in the budget or wait and see if i am allowed it - I really need if for work but dont want to mess up my chances of getting an IVA.
By the way with everything included in my budget including sky i have a left over income of £450.
any thoughts gratefully received [:)]