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Posted: Sun Jan 20, 2008 1:13 am
by johnt
Not sure how both myself and my wife got letters from these jokers. I do know there Hermes Financial Solutions Ltd.
There letters infers that we may have been ill advised taking out an IVA.
I know, there fishing for business, throw it in the bin.
It would just be nice if they informned us how they got hold of sensitive information regarding my insolvency. Quite disturbed when I read the letter.
Posted: Sun Jan 20, 2008 6:47 am
by pbeck
All IVAs are registered in a government database open to public inspection. Try to find yours here:
http://www.insolvency.gov.uk/eiir/IIRNa ... hMapIE.asp . Remember to put in ALL OFFICES and ALL COURTS. So people like Hermes just trawl the IVA database for people to write to.
Philip Beck -
www.freeivaadvice.co.uk
Licensed Insolvency Practitioner and IVA specialist
Posted: Sun Jan 20, 2008 11:48 am
by johnt
ah very interesting. Thanks

Posted: Sun Jan 20, 2008 1:54 pm
by Adam Davies
Hi
These companies can only "help" by advising you to go bankrupt,and they earn their money by charging you to basically hold your hand through the process,or by remortgaging you and offering a full and final settlement to your creditors,via your IP.
All the above can be done by yourself without a third party
Regards
Andy Davie
IVA.co.uk Spokesperson and Website Manager
About me:
http://www.iva.co.uk/andy_davie_profile.asp
IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Posted: Sun Jan 20, 2008 3:21 pm
by MelanieGiles
They must be all getting short of work and desperate, as creditors move further away from accepting lump sum full and final offers from equity release during an IVA.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp
See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp
Posted: Sun Jan 20, 2008 6:56 pm
by Adam Davies
Hi
Yes that must be the case,we have heard a few stories in the last couple of weeks of various firms contacting people who are in an IVA.
Regards
Andy Davie
IVA.co.uk Spokesperson and Website Manager
About me:
http://www.iva.co.uk/andy_davie_profile.asp
IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp