Page 1 of 1
Posted: Sat Feb 02, 2008 4:41 pm
by sps
We had a full and final IVA accepted last April which completed at the end of August. Recently my husband received a letter saying his account with Citifinancial had been passed on to Max Recovery. This suprised me as I thought the account would have been closed after they received their dividend. Has anyone else experienced this?
Sue
Posted: Sat Feb 02, 2008 4:49 pm
by MelanieGiles
They are tedious Sue, and result from the left hand not knowing what the right is doing, and I suggest tht you file it in the bin!
Posted: Sat Feb 02, 2008 5:03 pm
by sps
Will do Melanie and thanks again!
Sue
Posted: Sat Feb 02, 2008 5:10 pm
by J-DOUBLEYA
If they persist with chasing this non existent debt, make a formal complaint in writing. After 8 weeks you can escalate the complaint to the FOS. They will then 'deal' with the company concerned !!
Posted: Sat Feb 02, 2008 7:12 pm
by Adam Davies
The exact same thing has happened to my wife,a debt[littlewoods]that was in her IVA,now settled,has been passed to Max Recovery.
Good advice from J-D,any complaint going to the FOS will cost the CREDITOR £400
Regards
Posted: Sat Feb 02, 2008 8:15 pm
by J-DOUBLEYA
Absolutely !!
If enough complaints are received the fitness of the creditor to hold a CCA Licence can be scrutinised by the OFT.
Eventually these scavengers {because thats my opinion of Max Recovery} will be forced to act in accordance with their licence. This means only attempting to collect a legitimate debt. (OFT664). Littlewoods are also beneath contempt and liable to complaint also - they sold it on ![}:)]
Posted: Sun Feb 03, 2008 12:32 am
by OPTIMIST12
I would just like to record a Thank You to Max Recovery / Eversheds. They bought / acquired some of my debts prior to the Creditors Meeting and voted Yes.
Thank You!!!
Posted: Sun Feb 03, 2008 7:59 am
by maxdebt
Yes THANK YOU Max Recovery!! They bought my wife's MBNA debt and voted YES to 25/£ [:D] (had they voted NO the proposal would have failed!)
Posted: Sun Feb 03, 2008 1:02 pm
by Skippy
I agree that it's good that Max Recovery have voted yes to IVAs but I think it's terrible that they continue to harrass people who are already in / have completed IVAs.
I would definitely report them to the FOS if they tried that with me - perhaps a few fines might make them get their act together!
Posted: Mon Feb 04, 2008 11:21 am
by sps
I just couldn't understand how they could pass a debt on that had been settled. As advised by Melanie I have thrown the letter away - I remember it said something about no need to contact them it was for reference only, but if they do start harassing us I will complain. Thanks for your replies.
Sue