www.iva.co.uk

Hi following on from others questions can I list my creditors and ask if these creditors are normally receptive to IVA's, my meeting is on Friday and to say I'm nervous is the biggest understatement of all time. What if this, what if that is constantly in my head, wakes up with me and goes to bed with me this IVA!

Myself:
HSBC - Loan
HSBC - Joint Overdraft
HSBC - Credit Card
M&S (More) Credit Card
Freemans (Catalogue)
Next (Catalogue)
Barclaycard (Credit Card)
Capital One (Credit Card)
Studio Cards (Catalogue)

Husband:
HSBC - Loan
HSBC - Joint Overdraft
Fashion World (Catalogue)

I am just meeting the 40p hurdle that HSBC require as you can see they are our main creditors.

I know IVA's are individual and that in a few days I know but positive thoughts for me please.

Positive thoughts and everything crossed for you isthereanend....as Melanie always says, if you're making your best offer, there's everyu chance of success.... Looking forward to sending you a congrats email once agreement is accepted.....

Best wishes

Martin

isthereanend, like Martin has said, Melanie would have put forward the best offer possible for your creditors.

Fingers crossed for a few days time. You know where I am !

Positivity coming your way istheranend.

Ang x