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Posted: Tue Feb 05, 2008 9:24 am
by michael_b
i have recently had a ccj against me with a repayment accepted what would happen to this if i were to go into a iva
Posted: Tue Feb 05, 2008 9:33 am
by rachellxx39
I have just had my iva approved and i had a ccj included in my iva proposal.I can remember having to sign a form with my proposal stating that i had a ccj.
Posted: Tue Feb 05, 2008 9:46 am
by ianmillington
The IVA will not wipe out the CCJ nor will it give you the opportunity to go to Court and have it removed. The CCJ simply remains unenforceable and should disappear from your credit file when it's 6 years old.
Ian
Posted: Tue Feb 05, 2008 5:15 pm
by iva experts
Hi Michael,
Your CCJ will be overwritten by your IVA if it is accepted, the monthly amount that you pay into the CCJ will then go towards your IVA.