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Posted: Wed Feb 13, 2008 9:51 am
by chris.g
Hiya, everyone. Me and my hubby are filing for bankruptcy today, I'm so nervous. Can't help but worry that it will not be passed, even though we have no other option as we owe far too much and not earning enough for an IVA. Please wish us luck and I'll let you all know how it goes...
Posted: Wed Feb 13, 2008 9:53 am
by Lisa2009
Good luck for today. Hope it all goes well.
mrs skint
Posted: Wed Feb 13, 2008 10:04 am
by debbiw
Good luck from me too, please let us know
Posted: Wed Feb 13, 2008 10:18 am
by anfieldbabe
good luck hun fingers crossed 4 ya im new on forum today but my heart goes out to you
Posted: Wed Feb 13, 2008 10:44 am
by rachel33
Good luck to you both, my Husband and I have been through the same thing last year, we were treated really well and with respect and weren't made to feel uncomfortable - even though I felt so ill!
Take care
Rachel
Posted: Wed Feb 13, 2008 11:11 am
by caraf
Good Luck and Take care
carol
x
Posted: Wed Feb 13, 2008 11:20 am
by wen
Good luck! It's our turn for filing tomorrow!!
Posted: Wed Feb 13, 2008 12:05 pm
by Skippy
Good luck for today Chris, and good luck for tomorrow Wen x
Posted: Wed Feb 13, 2008 1:12 pm
by cat 1
good luck x
Posted: Wed Feb 13, 2008 1:54 pm
by louisa.s
Good luck to both you and your hubby and I do hope it went well for you.
Lou x
Posted: Wed Feb 13, 2008 3:51 pm
by Shining
Good luck from me too
Posted: Wed Feb 13, 2008 5:32 pm
by chris.g
Well, we did it!!! I must admit that I'm so relieved! The court wasn't as bad as I thought, the clerk checked the forms and took the fees. She told us to go for a coffee as the Magistrate was having lunch. When we went back, we saw the magistrate, after a few questions he signed and declared us bankrupt. I had a few tears, thinking of the house, now an asset, that was our home and all the effort that had been put into it for the last 8 years, but as it has been pointed out, a house is a house, a home is where family is and for that you don't have to own it! We are now waiting for the OR to contact us, hopefully tomorrow. I just want to thank everyone on the forum for the support and advice that is given, in an honest and non-judgemental way, continue the good work.....
Posted: Wed Feb 13, 2008 6:01 pm
by snowy
hi
my wife is going to file for bankrupsy in the next week,as her iva was rejected ,mine was accepted.our queston is how do we go about renting and do we move out of home straight away or when it is sold?
thanks greg
Posted: Wed Feb 13, 2008 6:21 pm
by MelanieGiles
Leave those questions for your wife to discuss with the Official Receiver after her bankruptcy order has been made. A lot depends upon individual circumstances, and the amount of equity you currently have in the property, but there will be no rush to make decisions immediately.
Posted: Wed Feb 13, 2008 9:08 pm
by Skippy
I'm glad it went ok Chris. I was the same as you - I really thought it would be worse than it actually was.