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Posted: Wed Feb 13, 2008 10:29 am
by getamatix
Hi, if one of your credit card debts has been sent to a collection agency can you still apply for an IVA, or can an IVA only be with the original creditor? Thanks.
Posted: Wed Feb 13, 2008 10:33 am
by depressed
hi loads of my debts were passed over to debt collection agencies ,it doesnt matter you can still include them in an iva .
Posted: Wed Feb 13, 2008 11:23 am
by MelanieGiles
The collection agencies are only working on behalf of the creditors - so they do not form part of the IVA themselves, but you should ensure that they are kept informed of your intentions out of courtesty.