Posted: Sun Feb 17, 2008 7:06 pm
Hi All
Anyone been through BR recently, just had the IVA rjected and now going to go down the BR route, not an easy option but don't feel like I can carry on like this anymore, life is just all about debt and hasbeen for the past few years.
Have very littl equity house worth about 94k mortgage 72k secured loan 18k
total joint income monthly 2500
mortgage 660
secured loan 250
gas/elec 200
council tax 110
petrol 80
food/houshold 400
Travel expense 80
House insurance 40
Car insurance 40
Car tax/maintenance 50
then all the other things on top so not left with a lot.
Do you hve to pay for a valuation on the house, or will they take it from the paperwork from the IVA???
So many questions so very very scared, just need to start to live again, my eldest son is ok he provides for himself but we also have a 16 year old so there are 3 adults living.
Anyone who has gone through this recently please feed me your thoughts and experience,
A very sad and unhappy Kadge
Anyone been through BR recently, just had the IVA rjected and now going to go down the BR route, not an easy option but don't feel like I can carry on like this anymore, life is just all about debt and hasbeen for the past few years.
Have very littl equity house worth about 94k mortgage 72k secured loan 18k
total joint income monthly 2500
mortgage 660
secured loan 250
gas/elec 200
council tax 110
petrol 80
food/houshold 400
Travel expense 80
House insurance 40
Car insurance 40
Car tax/maintenance 50
then all the other things on top so not left with a lot.
Do you hve to pay for a valuation on the house, or will they take it from the paperwork from the IVA???
So many questions so very very scared, just need to start to live again, my eldest son is ok he provides for himself but we also have a 16 year old so there are 3 adults living.
Anyone who has gone through this recently please feed me your thoughts and experience,
A very sad and unhappy Kadge