www.iva.co.uk

I have an IVA, that is solely my IVA. My husband has no debts. We have separate bank accounts now. When it comes to my 1st annual review, will it just be my bank statements and payslips that i hand over, or his as well? [?]

help please - someone x

Hi Debbi

How was the original income and expenditure in your proposal constructed? Did it take only your income into account?

Ian

No, they took my husbands as well, but only to make sure that we were equally contributing towards the bills.

Hi debbi. They aren't forced to ask for bank statements from what I have read on here from other posts.

My personal thought is that if they do ask for bank statements it would just be yours, but they might ask for evidence of hubby's P60 perhaps? Although I might be completely wrong!

Hi Cr15py, my husband won't be happy if they start asking for his things, as he wants nothing to do with my IVA. We have separate bank accounts because of this, we just split the bills, and whatever is left is our own, so I hope that you are right. At the end of the day he didn't even know about any of my debts, so he won't have any involvement other than supporting me.

I think if you are able to show evidence of the total bills and evidence that you make a fair contribution to them that ought to be enough.

Basically if it were me, given that your IVA is already set up on that basis, that's what I would be looking for if I were your Supervisor.

Thanks Ian