www.iva.co.uk

I am concerned regards my increased expenditure month by month

my latest bill from n power shows my gas has decreased by £5 but my electric has increased by £21 (monthly)

I have an annual car maintence allowance of £360. To date this year I have spent over £700 plus £395 on a new motor.

My average monthly fuel costs £120 (my allowance is £80)

Weekly food bill £85 (£368 per month)(my allowance is £310 per month)

These are some examples I cannot think of any expenses that has decreased

Hopefully my IP accepts these increases at my next review luckily I currently overtime if this stops I foresee financial disaster

How are all you others coping with increased expenditure and at your Annual review are your IP's lowering payments to compensate for increased expense

PS. My first wage slip of the new financial year shows £3 per week (£13 per month)less - result of budget March 2007

Your IP will have to listen to your plight, Goulda, as you are actually incurring those additional costs and can prove it with substantive documentation.

Preumably your salary is a little less due to the loss of the 10% tax banding?