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Posted: Wed Sep 17, 2008 9:36 am
by kallis3
I see that Lloyds TSB is in talks to take over HBOS (BBC news 24). We shall soon be back to the big 4 banks at this rate!

Posted: Wed Sep 17, 2008 9:57 am
by look_divine
naughty word is Lloyds tsb they been my worst nightmare

Posted: Wed Sep 17, 2008 9:59 am
by Skippy
I don't have a problem with Lloyds, but HBOS...

Anything linked to the Halifax is a no no for me!

Posted: Wed Sep 17, 2008 11:46 am
by kallis3
Lloyds TSB were the only ones who voted no for me - for a debt of just over £2,000 which was one of my smaller ones.

HBOS were a nightmare as well - I had a loan with Halifax and they took £34 out of my savings account to offset against a loan of £25,000! Not even a blip on the radar that.

Posted: Wed Sep 17, 2008 3:20 pm
by Viki.W
TSB were my largest creditor but didn't vote.[?]

Posted: Wed Sep 17, 2008 3:23 pm
by angelrainbow
Didn't vote for me either.

Posted: Wed Sep 17, 2008 4:38 pm
by aguise
My largest as well with the majority vote and they didnt vote.

Ang x

Posted: Wed Sep 17, 2008 6:50 pm
by angela18
what'll happen if we have halifax accounts but lloyds tsb were one of our creditors?? will we have to close them down, we have an easycash and a savings (obviously both empty!)

Posted: Wed Sep 17, 2008 7:38 pm
by MelanieGiles
No - your accounts will be safe Angela, as set-off cannot happen post-IVA.

Posted: Wed Sep 17, 2008 7:40 pm
by angela18
thanks melanie.. was worried incase they turned into HSBC and closed them down