www.iva.co.uk

Posted: **Wed Oct 28, 2009 9:24 am**

Just bought my 2010 diary from WHSmiths...

Spent about 10 minutes colouring July 1st in... In highlighter!

In hindsight, bankruptcy would have been the better route for me, and my only advice to anyone struggling with debt is take expert advice from a number of sources rather than just ringing the telephone number on the TV! [:I]

Having said that, in a few months time I can start rebuilding my life, a little older & a lot wiser for the experience. I can honestly say I'm credit phobic, and don't am certainly far more thrifty! [:D]

Posted: **Wed Oct 28, 2009 9:33 am**

Excellent post Jinx! Great that you are so close to the end as well.

Good luck with the remaining 10 months.

Posted: **Wed Oct 28, 2009 9:36 am**

We can both celebrate then Jinx - I make my last IPA payment on 28th June 2010!

Posted: **Wed Oct 28, 2009 10:22 am**

Well done Jinx....not long to go now, nor for you Skippy.

Posted: **Wed Oct 28, 2009 10:33 am**

I actually feel that the last year is going a lot slower than the first 2!

Posted: **Wed Oct 28, 2009 11:01 am**

Know what you mean, but I keep looking at your figures and it won't be long!

Get Christmas out of the way (and that's not far away now!)and you are both well and truly on the home straight.

Posted: **Wed Oct 28, 2009 12:27 pm**

57 Days 11 hours to Christmas

Posted: **Wed Oct 28, 2009 12:46 pm**

That's not good Ray - I need to get myself organised![:D]

Hope you are well.

Posted: **Wed Oct 28, 2009 9:11 pm**

Not long for any of you and we'll all soon be at that final payment, what a wonderful feeling it must be to be approaching it and I hope you're all going to share the feeling with us next year and give us a taster of what is to come x

Posted: **Wed Oct 28, 2009 9:26 pm**

Be fun though LadyH even just dreaming what I'm going to spend my spare money on is fun but in reality I can imagine the fun doubles.

www.iva.co.uk

IVA end in sight....