www.iva.co.uk

im so proud to be a part of this place.

swany you excel yourself as usual with your fantastic posts and kal you are a diamond and not forgetting the skipster and DM x and all the other girlies

aww makes me proud to know u guys youre lil angels xxxxxx

and you too lili-i know youre see this at some stage xxx[:o)][:o)][:o)][:o)]

[:D]..Ah!! FD, you're a lil sweetie and an angel![;)]..It always makes me smile when I see your posts [:)], hope you've had a good day hun? and more importantly I hope you have a really lovely and relaxing weekend...Are you doing anything nice?..We're visiting family tomorrow which I'm really looking forward to, not seen them for five weeks and I miss them[:I]...Anyway, have fun whatever you're doing and I will catch up again real soon....xx[:D]

I hope you have a nice relaxing weekend as well.

I've done my Christmas shopping today and the rest of the weekend is taken up with washing and ironing.

Know how to live me![:D]

What a lovely post. Hope you have a great weekend xxx

[:I]...Sorry, where are my manners?,Hope everyone else has a great weekend too[;)]

Jan, have you done all your Christmas shopping?, I've only bought a couple of things so far due to dentist costs the other week [}:)]..My washing and ironing will have to wait!!, unless anyone's offering?[:D]

I've done nearly all of mine with money to spare too, this xmas like the last one won't be full of dread for January coming and trying to find the money to pay back the credit cards! what a feeling, an IVA may be hard but by god you feel good when you know that your bills are paid for.

Well done in getting most of your Christmas shopping done, orchid5 [:)]

I agree with you as well about it being such a great feeling to know that you've paid for everything in cash and you're not going to get any c/card bills landing on your doorstep after Christmas!!..Like you say, it's not always easy at times but well worth that feeling of knowing once you've paid all your bills, what's left is yours to spend however small that amount is !![:D]

Awwww FD what a lovely post!

I so look forward to seeing you on the forum as you have changed so much since you first started posting. Its been a pleasure to see you grow in confidence and become much more positive as you tackled your problems.

You really are a star [:)]

Hope you've all had a nice day....[:)]

Sorry DM - I'm pretty much sorted, just got one or two gifts to get and got a bargain for myself - a coat from Primark for £15. Just need to sew the button back on which fell off when I tried it on and there were no other coats in my size!

Oh well, just got to get the needle and thread out!

Bargain!! Jan[;)], a pain about having to sew the button back on again though!!..Sounds like you did well today with the Christmas shop and I hope you enjoyed your lunch and the eggnog latte [:p]

I think it is amazing how freely so many people give of their time to help others. You should all be very proud!

I've just sewn the button back on! It's a rare ocurrence in this house to see me with needle and cotton! Still, can't have a new coat and not be able to wear it!

Lunch was lovely and I'm afraid my egg nog latte had to be a take away one and drunk on the train!

Not good ladyh.

Hope it goes ok for you.

[:(]ladyH hope it goes quickly for you...is your broadband dongle working so you can log on if its quiet?

You had a bargain coat Jan...a successful day for you it seems [:)]

I hope you are taking your laptop, but then how are you going to manage to carry it on your bike?