www.iva.co.uk

Posted: **Thu Feb 03, 2011 12:38 am**

Just to say 'Hello'. I'm new here but I've read a lot of your posts and I've learned a lot too! Thank you!

My IVA proposal is being prepared and I hope it will go through (apparently I'm a very good case

). If it doesn't, I'll go for bankruptcy and I'm preparing myself mentally for that.

I'm already changing as a person as a result of my situation and, actually, it seems it's a good experience...[:)]

Posted: **Thu Feb 03, 2011 6:56 am**

Welcome to the Forum IT ... that's a very upbeat post and you are right ... this is a life enhancing experience if you don't let it prey on your mind ; i.e. what others may think of you if they find out ... it's not a stigma, it's proof you've owned up to your problems and you are doing everything in your power to rectify them ... good luck on your meeting ... keep us posted [:)]

Posted: **Thu Feb 03, 2011 7:19 am**

welcome and good luck from us too x

Posted: **Thu Feb 03, 2011 7:58 am**

Hi and welcome,

The forum is a great place for support and advice and we have a bit of a laugh as well.

Which company are you using?

Posted: **Thu Feb 03, 2011 9:03 am**

Welcome to the forum. You have come to the right place. x

Posted: **Thu Feb 03, 2011 10:41 pm**

Hi, thanks so much for a warm welcome!

I'm with PayPlan and they have been very professional and they are always there if I have any more questions...this website is great! I've been reading and chatting to some people so learning a lot every day!

Posted: **Thu Feb 03, 2011 10:45 pm**

I'm with Payplan as well and so far found them to be very good.

Posted: **Fri Feb 04, 2011 4:52 am**

and welcome from myself too albeit a little late, I hope everything goes well for you and you continue to be a poster on the forum. x

www.iva.co.uk

Hi Everyone