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Posted: Wed Oct 24, 2012 4:06 pm
by harrimav
I never thought a) I'd get out of this mess b) it would be so relatively painless.
I picked a fantastic IVA company , had a fantastic case manager and everything else has fallen into place including an accepted proposal today by my creditors without modifications .

I feel elated at the moment , which is an odd feeling, given I'd got myself in such a mess financially, an IVA was the best solution for me definitely .

But make sure you use someone you gel with, who is honest , realistic and supportive . I have and my life has changed for the better .

Can you celebrate an IVA acceptance ? I will be. For anyone in the same boat - just do it!! It took me two years of procrastinating and worry to get this far and now that weight has just gone in one phone call [8)]

Posted: Wed Oct 24, 2012 4:11 pm
by Niobe
Excellent news, congratulations.

Posted: Wed Oct 24, 2012 4:48 pm
by Foggy
Well done Harrimav ---- it IS strange how we celebrate becoming "officially insolvent", but it is a start on the journey to debt freedom and sorting out the prvious mess, however it was caused in the first place.
It isn't an easy ride and full of ups and downs, but everyone here, as you know, will guide and support each other and the input from the Insolvency professionals is priceless.

Posted: Wed Oct 24, 2012 6:58 pm
by Shining
Totally brilliant news and i know how relieved you are. You celebrate it is worth it and have a bigger celebration at the end. x

Posted: Wed Oct 24, 2012 10:07 pm
by footiemad
Congratulations x

Posted: Wed Oct 24, 2012 10:41 pm
by KM1512
Congrats

Posted: Thu Oct 25, 2012 8:54 am
by plasticdaft
Well done on joining the club!! Its normal to feel lots of emotions throughout the process,although the relatively painless part many would question(mostly when the car breaks and you have little/no spare to fix it!!!).

Onwards and upwards.

Paul

Posted: Fri Oct 26, 2012 7:44 am
by Struzzo39
Fantastic news. heres to becoming debt free x

Posted: Fri Oct 26, 2012 10:14 am
by oscar
I hope you are having a very good weekend Harrimav! Well done
Oscar