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Posted: Sun Oct 28, 2012 3:50 pm
by Ruth.mh
I am trying to rent a property although being in an IVA is proving a challenge.
I need a rough idea how much contents insurance would be for one adult living in a one bedroom flat. I have tried calculating on websites and they want personal information which I am not ready for. Just trying to gage and idea of what my costs will be and whether or not I can actually afford to move out of parents.
Thank you
Posted: Sun Oct 28, 2012 4:08 pm
by Ruth.mh
found a forum in which this question has been answered

Posted: Sun Oct 28, 2012 4:37 pm
by Shining
glad you've got it answered Ruth, I live in a 4 bed house so wouldn't have a clue sorry but sure there are others who live alone on the forum, so they may be along later to share x
Posted: Tue Oct 30, 2012 5:31 am
by MrsKnight
Hi Ruth - I don't think it's going to be expensive & it can vary from what kind of cover you want & the type of property your in. I know they base it on bedrooms so yours is going to be cheaper than mine.
We are in a 3 bedroom semi detached. Mine is £18 per month, family of 5 (3 children) & we have £50,000 worth of cover with accidental damage cover, which we need! Boys have already knocked over one TV & broke the Wii. Our daughter will soon be a toddler, goodness knows what might get broken by this one! Have not got anything valuable covered ie: Jewellery or mobile phones, both things make it more expensive. And watch what they try to included, u don't need boiler cover as its upto the landlord to sort that x
Posted: Tue Oct 30, 2012 9:47 am
by vimto1029
Hi Ruth, hope you've found your answer..we pay about £13 in a 3 bed semi..and like Lynsey get upto £50k worth of cover etc
I'm sure there are the usual compare websites that will be able to give you a rough idea x
Posted: Thu Nov 01, 2012 4:48 pm
by kev59
my one bed flat in Hertfordshire cost about £100 a year with nat west.
Posted: Fri Nov 09, 2012 8:48 pm
by bricky7264
my two bed flat in nottinghamshire is 101 a yr with acciedental damage
Posted: Fri Nov 09, 2012 8:52 pm
by Niobe
It does all depend on location and the size of the property.
Posted: Sat Nov 10, 2012 9:41 am
by Shining
I agree location plays a part as it does in car insurance, my daughter's boyfriend pays a lot more in Manchester than he does where it used to be parked and that's on top of a grossly inflated premium in the first place
Posted: Sat Nov 10, 2012 10:09 am
by Niobe
We pay just over £60 a month for buildings and contents on a four bed house. That has gone up as we've had a few claims over the past three or four years.
Posted: Sat Nov 10, 2012 10:10 am
by Shining
£25.16 for our 4 bedroomed house for contents and buildigs. Gone out the bank today which is why I can be so precise.
Posted: Sat Nov 10, 2012 10:58 am
by Ruth.mh
Thank you everyone