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Posted: Mon Dec 30, 2013 9:16 am
by relieved33
A little early but happy new year one and all!!!
Hopefully this year will be better as IVA is due to end!!!
[:)]
Posted: Mon Dec 30, 2013 9:33 am
by Shining
Happy New Year to you too. All the best with your last few months of the IVA.
Posted: Mon Dec 30, 2013 9:51 am
by relieved33
I shall need more than good luck I think - the whole house is collapsing around us. We have had no Central heating since the 18th. Have emailed clear debt today regarding a payment break to pay for a new boiler. I am hopeful though as they have been fantastic for the past 57 months with the ups and down we have had!!! We used to dream of holidays we would take when we were done but as reality hits home, we need new windows, patio doors, back door, sofa, bed, car...
Posted: Mon Dec 30, 2013 1:01 pm
by Foggy
Hi relieved33 --- yes, come the end of an IVA there are many things that need replacing -- but, with prudence and a bit of shopping around, using the "IVA habit" ( with apologies to The Abbey), this can be done and, this time round, will not be a burden for months ahead.
Posted: Wed Jan 01, 2014 1:48 am
by wickerwish
Happy new year
Posted: Fri Jan 03, 2014 10:48 am
by JulieJ
Happy New Year
Posted: Fri Jan 17, 2014 5:28 pm
by relieved33
Pleased to report that I am with heating and hot water!! Clear debt have yet again been great. Very understanding and flexible. I have said this a million times it feels like but I am so pleased to have found this forum before approaching anyone for an IVA. Other peoples advice and support have proved invaluable!!