www.iva.co.uk

Hi all.

Some of you might know that, as well as retiring early recently, I lost my dad a few weeks ago, so Christmas is going to be a quiet affair this year at Chateau Foggy.

So I just thought I would pop back on briefly to wish everyone here a Very Merry Christmas and a Happy 2016.

We are all at different stages, entering, living through, or having completed our IVA's, or other debt solution, but let's look forward, together, to the New Year with optimism. There will be hurdles along the way, but the end result will be worth it.

Best of luck everyone, with love from Foggy and Little Foggy xx

A difficult time for you I know but am sure reading your facebook posts you won't be alone with all the offers of 'come here'. Little foggy is lucky to have such a great dad and I am sure you will have a great 2016. Take care xx

Hope you have the best Christmas you can have under the circumstances, best wishes for a better 2016 for you and little Foggy.

Sorry to hear of your loss it happened to me a few years ago around this time, hope you and little foggy have the best Christmas you can under the circumstances

Happy Christmas Foggy and little Foggy,
and thank you for all the help and knowledge you have passed on to everyone who had needed advice on here.
Have the best Christmas you can under then circumstances, the first christmas after losing a parent can be very difficult and quite emotional.

Hope you both enjoy Christmas as much as possible, it can be a very difficult time. You will never know how much your contributions have helped so many people who have been really struggling on this forum especially me. I wish you as happy time as is possible, please keep an eye on us!