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Posted: Thu Jul 03, 2008 3:44 pm
by luluj
Can't believe it - my husband received a £3k payrise in May - we duly informed our IP, completed a review of our I&E with up to date expenditure, provided receipts for fuel, food and car maintenance etc as this had all significantly increased since our IVA commenced back in September last year - I was expecting them to tell me that we had to increase our payments by at least £200 per month ........ well just got home and got a letter from them confirming NO CHANGE !!!!!!!
Yippee....I am amazed and happy (for once!!!) to receive a letter from my IP!
Our annual review is due in September - so our new I&E is what our expenditure is currently based on now and therefore realistically I can remain optimistic about achieving my IVA!
10 down 50 to go and smiling !
Posted: Thu Jul 03, 2008 3:46 pm
by Julie
Well done Lulu and hubby !
Posted: Thu Jul 03, 2008 3:58 pm
by Shining
What fantastic news.
Posted: Thu Jul 03, 2008 3:59 pm
by luluj
Sure is - I have read and read and read he letter again to make sure I have read it right !!! No change !!!!!!!!!!!!
Posted: Thu Jul 03, 2008 4:51 pm
by caraf
Brilliant News luluj.
Which company are you with ?
Posted: Thu Jul 03, 2008 4:53 pm
by luluj
Debt Free Direct - after all the negative comments about them currently as they are now dealing with Clearstart customers - maybe this will show some that they are human after all!!!!
Posted: Thu Jul 03, 2008 4:53 pm
by indebtforever
great news
Posted: Thu Jul 03, 2008 4:56 pm
by caraf
Thanks
My IVA just been transferred to DFD, do you have an account manager do you speak to the same person all the time, have you built up a relationship with someone.
But anyway thats brillient news, may be cause to backed eveything up with receipts etc.. what else could they say.
carol
x
Posted: Thu Jul 03, 2008 4:57 pm
by indebtforever
they have maybe been looking in here reading about how hard up we are[8D]
Posted: Thu Jul 03, 2008 4:57 pm
by Viki.W
Wow Lulu, brilliant! Good for you. X
Posted: Thu Jul 03, 2008 7:30 pm
by Soulgrowth
Great news Lulu ... good to know where you stand isn't it.
Debbie
Posted: Thu Jul 03, 2008 9:03 pm
by connie
thats good.
do the iva companies always ask for receipts etc on review then? i've only just got into my iva but i never keep any receipts or anything and have heard people say they had to provide them.
i'll have to start keeping them somewhere safe if thats the case
just wondering so
Posted: Thu Jul 03, 2008 9:07 pm
by angela18
wow fantastic
Posted: Thu Jul 03, 2008 10:50 pm
by kallis3
That's brilliant news!
Posted: Thu Jul 03, 2008 11:21 pm
by plasticdaft
connie wrote:
thats good.
do the iva companies always ask for receipts etc on review then? i've only just got into my iva but i never keep any receipts or anything and have heard people say they had to provide them.
i'll have to start keeping them somewhere safe if thats the case
just wondering so
Buy 12 big brown envelopes and mark them for each month of the year and put any receipts(especially for things not necessarily accounted for on your I&E,car exhausts,new cookers etc)into the envelopes so that come review time its not a big panic to explain why your fuel bill is up but you cant prove it.