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Posted: Mon Jul 07, 2008 6:30 pm
by Hattie
My IVA commenced in June 2006 and I was lucky enough to successfully complete it in Feb 2007, I no longer live at the same address. Once I have lived at the new address for 3 years will the IVA still show up if I apply for a new bank account with a debit card? I don't want to apply for credit, just have the luxury of being able to benefit from online shopping discounts by having the ability to use a debit card.
Posted: Mon Jul 07, 2008 6:33 pm
by LoneRanger
Im fairly certain it will stay on your file for 6 years from the date that the IVA was set up. Regardless of weather you move it would still show up
Posted: Mon Jul 07, 2008 6:45 pm
by indebtforever
thats correct it stays on file from the start date for 6 years no matter when completed
Posted: Mon Jul 07, 2008 6:47 pm
by kallis3
I thought though, that you only had to put down addresses for the past three years when you applied for credit?
Posted: Mon Jul 07, 2008 7:16 pm
by LoneRanger
doesnt matter, you will still be linked to all the other addresses for the past 6 years.
It will still bring up the fact that you are in an IVA
Posted: Mon Jul 07, 2008 7:19 pm
by LoneRanger
sorry i meant it will bring up that you were in an IVA.
Unfotuanatly there is no hiding from it until the 6 years is up. If what you say was the case then they may aswell say that an IVA will just be recorded for 3 years.
Not what you want to hear i know.
Posted: Mon Jul 07, 2008 9:20 pm
by Soulgrowth
Hi Hattie ... I use my Cashplus, prepaid card (Mastercard) for buying online and all sorts of other things! I wouldn't be without it.
Debbie