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Posted: Thu May 01, 2008 5:20 pm
by tinytori
Hi Guys

Me and my OH have been in a IVA since last July, and its going well, tody my OH recived a letter from a debt collecting agency wanting £125 from a debt he had 15 years ago!!

What can we do???


Thanks !! xxx

Posted: Thu May 01, 2008 5:24 pm
by animaleyes76
The statute of limitations act means that if it has been more than six years since last payment the debt is unenforceable

Check this link for a full explanation

http://www.payplan.com/debt-library/joi ... t-1980.php

Posted: Thu May 01, 2008 8:49 pm
by tinytori
hey thanks for that info!!!

Posted: Thu May 01, 2008 8:51 pm
by animaleyes76
No worries. :o)

I've had the pleasure of writing a couple of letters mentioning the limitations act. It's amazing how quickly the debt collecting agencies go quiet ;o)

Posted: Thu May 01, 2008 8:52 pm
by tinytori
thats brilliant that thanks!!