Posted: Mon May 05, 2008 10:55 am
Hi, just looking into the pre-paid credit cards and would like to get one. Will I be allowed in an IVA?
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Posted: Mon May 05, 2008 11:01 am
You can poppy i got one of the sun tuxedo ones its great for ordering of the internet just keep an eye on the charges though[:)]
Posted: Mon May 05, 2008 11:27 am
Thank you!
Thank is excellent!
Thank is excellent!
Posted: Mon May 05, 2008 1:18 pm
I swear by my Cashplus card Poppy ... having looked at all the charges associated with the others it still seems the best value in terms of charges £4.95 a month, no top-up fees when you load at any Post Office and no transaction fees ... so just costs me £4.95 a month and is invaluable.
[:)]
Debbie
[:)]
Debbie
Posted: Mon May 05, 2008 6:19 pm
I've got a Tuxedo card and I pay £4.95 a month and top up from my bank account which is free.
Posted: Mon May 05, 2008 6:36 pm
I'm with cashplus as well.
They also offer creditbuilder which can help rebuild your credit history.
Have a look,seems a good idea
http://www.mycashplus.co.uk/about-cashp ... ilder.aspx
They also offer creditbuilder which can help rebuild your credit history.
Have a look,seems a good idea
http://www.mycashplus.co.uk/about-cashp ... ilder.aspx
Posted: Mon May 05, 2008 8:00 pm
creditbuilder - animaleyes - that made me laugh, in my case they would have to be miracle workers to rebuild my credit at the moment or in the next few years lol[:D]
barb x
barb x
Posted: Mon May 05, 2008 8:42 pm
lol
i thought the same.. waht good will it do whilst in an iva but hey.. to quote tesco. Every little helps
pml
) x
i thought the same.. waht good will it do whilst in an iva but hey.. to quote tesco. Every little helps
pml
) xPosted: Mon May 05, 2008 8:50 pm
Ooooooo glad this thread is on we are just looking at getting a pre pay - I wish we had done this before!
What would anyone recommend?
What would anyone recommend?
Posted: Mon May 05, 2008 8:54 pm
depends if you want one that acts as a credit builder marie hee hee!
sory i am in a daft mood tonight
hope you are ok
barb x
sory i am in a daft mood tonight
hope you are ok
barb x
Posted: Mon May 05, 2008 9:00 pm
Great minds re the daft mood I've got it on me as well!
It will all be knocked out of me tomorrow when I walk into work at 7 am ish!
x
It will all be knocked out of me tomorrow when I walk into work at 7 am ish!
x
Posted: Mon May 05, 2008 9:02 pm
Thanks Ladyh
Don't like Virgin though.
They are the main creditors that pushed us right over the edge 35% they put their interest up to.
I suppose they did us a favour really.
Don't like Virgin though.
They are the main creditors that pushed us right over the edge 35% they put their interest up to.
I suppose they did us a favour really.
Posted: Mon May 05, 2008 9:05 pm
OH having a look now
He said it is worth a look.
Thanks
He said it is worth a look.
Thanks
Posted: Mon May 05, 2008 9:11 pm
pml @ marie
whether it actually does anything is another matter hey but as i still have to pay the £4.95 p/m what the hell lol
3.5 years to go... before it even starts getting better in real terms lol.. actually a year on top of that to come off my credit file hey.. not that i actually want cards again lol
whether it actually does anything is another matter hey but as i still have to pay the £4.95 p/m what the hell lol
3.5 years to go... before it even starts getting better in real terms lol.. actually a year on top of that to come off my credit file hey.. not that i actually want cards again lol
Posted: Mon May 05, 2008 9:12 pm
We have rang Virgin 3x in the last 6 months to get them put their interest down to 19% it was they say they will then put it back 35%. They are part of MBNA.
Rubbish just rubbish - the situation that is.
Rubbish just rubbish - the situation that is.