www.iva.co.uk

I am considering an IVA...part of my debt (about £6,000) is owed to the Student Loans Company...does anyone know:

1. Should I include this debt into the IVA? I am not currently earning enough to have to pay it off, and the Interest Rate is fairly low.

2. Are they likely to accept the proposal?

[:)]

I'm not sure if you can include student loans in an IVA, know you can't include them in bankruptcy....
xx

I completely forgot mine when I applied for my IVA, I was accepted and my IP took my salary after student loan so I am paying back my student loan in full but only 26p in the £1 to creditors, seems a little unfair@ Ah well!

Hi
Yes include it in your list of creditors.
The student loan company will probably reject but will be bound if you get 75% acceptance[pro rata to debt owed]
Regards