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Posted: Fri May 23, 2008 9:58 pm
by neville
Is it possible to open an IVA in just my name, in order that my wife can keep her credit cards, and also not to impair her credit history?

Posted: Fri May 23, 2008 10:24 pm
by Adam Davies
Hi
Yes it is
However you will have to include any joint debts but your wife will still have to make full contractual payments on these debts.
Her credit status may,and probabaly will,be affected by you entering into an IVA
Regards

Posted: Sat May 24, 2008 12:35 am
by MelanieGiles
And your wife will need to ensure that she can pay her committments from her share of the disposable income with no contribution from yourself.