www.iva.co.uk

my iva was approved on the 30 March but i am still getting phone calls and threatening letters of my creditors when i phone them they say that they dony know anything about an iva with me and that they have not got any proof or any paper work on the iva what am i to do i keep telling them the same thing but the phone calls and the letters still arrive.

Hi Laura and welcome

Dont worry yourself over the phone calls. Theres nothing your creditors can do once the IVA was approved.

It usually just takes a while for things to filter through the system. When it does all the calls and letters will stop.

I think most people still get them for a while, it takes time for the paperwork to filter through to the creditors. If they get persistent, just put the phone down. Any letters I would send to your IP

Have your IP call them, the calls should have stopped by now I would have thought.

They are not allowed to keep harassing you now as you are in a legal agreement (The IVA) which forces them to discuss such matters with your IP only.

as others have said, pass any letters and details of phone calls to your IP.

Kirsty

we are still getting default notices.. we phoned GE money and capital one and they know all about the IVA. they said they will still send them until they receive a payment from IP.. its there money they're wasting let them get on with it..[:)]

I like that attitude Angela[:D]

Kirsty

i've just developed this attitude Kirsty.. couple of weeks ago I would have been a quivering wreck[;)]

I still am the quivering wreak, but reading and posting on here helps loads.

Kirsty