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Posted: Sun May 25, 2008 11:20 am
by natasha.j
hi there we have qualified for an iva with clearstart but i am very nervous about taking the iva
our current mortgage deal ends in 2 years and i am worried it will go up by 100s because we will have an iva ie a bad credit rating
will it make as much difference as i am thinking it will?

Posted: Sun May 25, 2008 11:42 am
by aguise
Hi natasha and welcome to the forum.
I just wanted to say hello, I am useless with mortgages, but be patient and one of the technical exerts will be a along soon.

Ang

Posted: Sun May 25, 2008 11:44 am
by MelanieGiles
Hi there

Your IP must take the increased mortgage payments into account when putting forward your offer to creditors. To ignore this would be setting you up to fail, but them I am sure that Clearstart will have discussed this with you directly.