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I own a property company that has become insolvent and is going to leave me with large personal debts (~£140k). I can see that an IVA would help me get back on my feet but my company has one property with negative equity (~£20k) that has a 2nd charge on my own home. As a secured lender will they be able to force me to sell even if my unsecured creditors are in favour?

Welcome to the forum. An expert will be along shortly to help with your question. You're in the right place for good advice and support. Viki X

If the shortfall is secured on your house, you will have to make ongoing arrangements with the creditor concerned to pay them ongoing repayments. If you are going to propose an IVA to creditors, then these payments will need to be taken into account in calculating your disposable income.