www.iva.co.uk

I have a IVA but my husband has to go on sick because of stress as our daughter is dying wot happens when we carnt pay

Deborah, I am so sorry to hear that. Stick with us as hopefully an expert will be here shortly to help. Regards Kazzy x

Hello Deborah, welcome to the forum. I am so sorry about your daughter. This is obviously a terrible time for you and I suggest you speak to your IP as soon as possible to advise them of your situation. Your daughter and you and your husband are more important than money. An expert will be along shortly to advise you too. My thoughts are with you. Viki X

Hi Deborah.

I'm so sorry to hear about your daughter, it must be unbelievably hard for you.

Family is far more important than your IVA.

Have you spoke to your IP? im sure he/she and even your creditors would be very sympathetic to your situation.

hi deborah

just wanted to say how sorry i am to hear about your daughter!

hopefully a expert will be along to advice you!

please keep posting as there are lots of people on here who will be willing to support you!

thinking of you and your family

love barb x

Deborah how long have you had your IVA for?

You could always have your IP suggest to your creditors that they accept everything you have paid up to date as full and final.

You would obviously need to back this up with relevant medical reports. I dont know if this would work but it may well be worth suggesting it to your IP.

Please, you and your husband stay strong for your daughter and try not to let worry over tyhe IVA spoil the time you have with her. She is far more precious.

Please keep posting and let us all know how you get on with sorting this out and we will keep posting with support.

Lisa xxxxx

I am not an expert here but I guess you would email your IP and tell him whats going on. I am sure he/she will understand that your family must come first. He/she is human afterall. Please pass on our regards to your husband and tell him not to worry.

Oh my God, this is having problems, I cant begin to say how sorry I am for you right now. All I can say is please dont worry about the IVA, it doesnt matter rignt now.

Please come back and tell us how you are, youre amongst freinds here. We have all been through or going through debt problems.

I agree with everyone here, please do not worry too much about your IVA, speak to your IP and concentrate on your daughter and husband.

My thoughts are with you and your family.

Kirsty

Family is the most important here, concentrate on them, talk to your IP and my thoughts are with you all. xx

surely there can be some leeway here.. family are so important

Hi there.
I am so sorry to read this post. Look only to your family needs at the moment, money and all else comes second. Speak to your Ip and seek their advice, I am sure they can offer some relief to give you all the time you need, but either way look to yourselves and your needs at this time.
Please use the forum for some support should you need to talk. Enjoy the time you have together thats all that matters now.
Thoughts with you.

Ang x

Hi Deberah,
As the other forum members say this is something that your ip will deal with hopefully in a sympathetic manor.
My heart goes out to you and your family at this very sad and worrying time.
If it helps there are so many people that post on here to offer support to you and an ear if you just feel you need to talk.
Please keep in touch.

Tracy

Hi Deborah,

As everyone has said, find a moment to let your IP know what's happening and then just focus on family - nothing is more important and I just wanted to wish you all the very best....

Martin

Hi Deborah, I can't give you any advice, but I wanted to say how very sorry I am about your daughter. This really shows that there are more important things than money.

Take care, and please keep posting as there is always someone around to support you x

HI Deborah

i have just read your post and i am so very sorry for you all, i cannot even begin to imagine the feelings you must have at the moment, as everyone has said contact your IP and then concentrate on you, your husband and your precious daughter, nothing is more inportant than that, the time you can spend together now is all that matters, stay strong and keep posting if it helps.

my thoughts are with you