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Posted: Thu Jan 25, 2007 9:58 pm
by jonny
how many creditors refuse iva after its been presened at meeting of creditors

Posted: Thu Jan 25, 2007 10:30 pm
by iva_squirrel
Hello Jonny,

One creditor can put a stop to the IVA if they are owed more than 25% of your total debts. If 75% or more of your creditors agree, then the rest are bound by the arrangement.


Kind regards,



Julia


For more information about IVAs, please visit my website:
www.supersonicsquirrel.net

Posted: Thu Jan 25, 2007 10:35 pm
by MelanieGiles
That's a difficult question Jonny

I can only speak from my own experiences. I have presented over 1000 IVA's in my career, and I think I have had less than 20 rejected. There is no need for creditors to reject IVA's, so long as they are presented properly and you are fully committed to the repayments - and more importantly that the repayments are affordable.

Good luck with your quest!

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
View my IVA blog at: http://melaniegiles.blogs.iva.co.uk

Posted: Fri Jan 26, 2007 10:07 am
by Oliver
I would agree with Melanie.

As long as the case is presented whereby someone is offering as much as they can to their creditors, a minimum of 25p in the £ and the creditors are being put in a better position than bankruptcy, then the case will have every chance of being successful.

We have a 99% acceptance rate on our IVA proposals.


Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp