www.iva.co.uk

I knew an IVA wouldn't be easy but I don't think I was expecting it to be so hard either. I earn £1499.00 per month, I pay £803.00 per month into my iva which leaves me a grand total of £696.00 to pay the bills, board, food, traveling expenses, pet food. I am left with nothing at all, how do people save money? go on holiday etc. I have no money left at the end of the month to do nothing. How is everyone else coping? does anyone have any tips?

Suze, if you are struggling that much it may be worth contacting your IP to see if theres any way you can get payments reduced a little??

Suze any chance you can post some of your debt details,£803 a month sounds like a big payment.