www.iva.co.uk

can anyone recommend a trustworthy dmp,i would gather in this day and age there are alot of scams about and i'm new to all this,i've been speaking to Tina Shortland form melaniegiles.com and from her calculations it would look as if bunkrupcy would be my best option as an iva wouldn't suit me because of my income/outgoings,but after going onto interest only mortgage and getting rid of my car which is on hp myself and my wife would like to maybe try a dmp as a last attempt to get me out of the whole i'm in

i gather with a dmp my creditors would be payed every month but a smaller ammount than what they're reqesting now but i would also have to pay someone a monthly admin fee for looking over a dmp for me as i'm not good with figures,hense my £20000 debt

Hi Willis,

You could try Payplan. They will do you a DMP and won't charge you for doing it.

Tina Shortland has said in an e mail that she'll refer me to some company they deal with,i know at melanie giles they're doing a job but you got to give it to them from the little dealing i've had with them i'd recommend them to anyone,but i'll give payplan a try too if they don't charge all the better,thank you

You could also check out who ever Melanie's firm recommend as well. It won't hurt to have a couple of options.

Hi
Andrew Graveson of Brightoak has been recommended by Melanie many times
Regards