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Posted: Fri Aug 29, 2008 2:20 pm
by creditcrunched
hi just a quick one not sure if its in the correct place sorry what does Automatic Discharge mean?

Posted: Fri Aug 29, 2008 2:22 pm
by kallis3
Hi creditcrunched.

You are in the right place, but I don't know the answer!

Someone will be along shortly to put you right.

Posted: Fri Aug 29, 2008 2:33 pm
by Skippy
Hi Creditcrunched, it means that you are no longer bankrupt! When you are made BR you are usually discharged after 1 year, which is known as automatic discharge. The exceptions to this are:

Early discharge - if a case is straightforward the OR MAY ask your creditors if they have any objections to you being discharged early. This can happen from around 5 months onwards, but doesn't happen in every case.

Suspended discharge - if the OR feels that you haven't co-operated with them they can apply to the courts to have your discharge suspended.

Posted: Fri Aug 29, 2008 2:34 pm
by creditcrunched
hi thanks very much for your help