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Posted: **Sun Jul 01, 2007 11:10 am**

I have an IVA can i claim back bank & credit card charges as this is why I had to get an IVA I was with Barclays & egg

Posted: **Sun Jul 01, 2007 11:17 am**

If you claim them back they will more than likely be classed as a windfall and would need to be paid into the iva but if its that large an amount of your debts it may be worth it to pay into the iva and finish early but that would be if you oaid the full amount back plus interest.

Ang

Posted: **Sun Jul 01, 2007 2:08 pm**

If you are claiming charges from the same banks who are creditors in your IVA, any reclaimed monies will firstly be offset against their outstanding balances.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk