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Just reaslised I have missed an account out on my statement of affairs for the IP - its a store card no balance and has not been used for over a year in fact never been used much - is this an issue? Will ofcourse close the account

If there is no balance, then there is no debt, so there is not need to mention it in the statement of affairs. Do make sure that you close the account.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

I agree with Melanie close the account as soon as possible, or even better cut the card up so you know you cant use it. Might be good to make sure that you do not have any other cards that you may have missed.

Best Regards. IVA Experts

Thanks for that -no chance of me wanting to use it!