www.iva.co.uk

our car finance is part of our iva. we were thinking of exchanging for a larger car for no extra cost. will this affect the hpi check on our current vehicle even though the finance is still been paid via the iva

A HPI check will show the vehicle has an outstanding interest so unless the finance is going to be settled in full as part of your new arrangements you could not use it as a trade in or dispose of it.