www.iva.co.uk

hi melanie i would just like to thank you for your help and advise maybe there is light at the end of the tunnel after all. only time will tell.good luck to everyone out there is going through this. when you are at the bottom you can only go up! take care andie

Hi andie

It is my pleasure to be able to help, and good luck with everything.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk